Home Loan- Documents & Eligibility

Documents required for Home Loan

Home Loan can be of various types – Loan for Purchase, Improvement, Construction or Land Purchase. It is basically money taken from a bank or a lending institution at a certain interest and is returned monthly as EMI(Equated Monthly Installments). The bank or lending institution keeps the land or home as a security till the loan is returned.

Common Documents required for Home Loan

  1. Application Form duly filled and signed
  2. Passport Photographs
  3. ID Proof, Age Proof & Proof of Residence
  4. Last 6 months bank statements
  5. Processing Fee Cheque
  6. Form 16 or Income Tax Returns
  7. PAN Card

Age Proof Documents

You can choose to provide any of the following documents as a proof of your age, basically any ID which has your date of birth on it –

  • Aadhaar Card
  • Passport
  • Birth Certificate
  • 10th Class Marksheet
  • Bank Statement/Passbook
  • Driving License

ID Proof – Documents for Home Loan

Any one of the following will suffice –

  • Passport
  • Aadhaar Card
  • Voter ID/EPIC(Electoral Photo Identity Card)
  • Driving License

Proof of Residence

Basically any sort of a proof of your current address –

  • Ration Card
  • Voter ID/EPIC
  • LIC Policy
  • Telephone Bill, Electricity Bill, Water Bill etc.
  • Passport
  • Bank Passbook/Statement

Salaried & Self Employed Individuals – Docs required

In additional to the above mentioned mandatory documents, you need to furnish the below –

Salaried IndividualsSelf Employed Individuals
Pay Slips – 2 to 3 months
Certification Letter by Employer(Optional)
Incerment/Promotion Letter(Optional)
Proof of Business
Education Qualification
3 years of IT Returns
Balance Sheet of firm
Profit/Loss Statement of company

Property Documents required for Home Loan

These need to be provided mandatorily –

  1. Permission of Construction or NOC from Builder/Society
  2. Sale Deed/Allotment Letter/Agreement of Sale
  3. Maintenance Bill, Electricity Bill and property tax receipts
  4. Receipts of an advances made for the transaction
  5. Approved copy of the construction/building/floor plan
  6. For ready to move in properties – occupancy certificate

Having access to these documents can be difficult and time taking. To solve the problem of organizing documents, storing in a secure place and having 24×7 access, we have come up with Sorted AI. With Sorted AI, you can keep all your documents at one place, automatically categorized and on your finger tips.

Bank Sites for Loan Documents/Eligibility

Following is the list of some of the banks providing home loan and the list of documents they need to process your home loan –

Bajaj Finserv – Home Loan Documents, Conditions, How to Apply


SBI – Documents, Eligibility, Interest Rates/Fees


IIFL Home Loan – Documents, How to Apply


ICICI – Documents Required for Salaried & Self Employed Professional


Axis Bank – Eligibility Calculator, Documents


DHFL – Documents Required


HDFC Home Loan – Documentation Required, Fees & Charges


Kotak Mahindra Bank – Documentation, How to Apply


Yes Bank – Eligibility for Home Loan, How to Apply, Documentation


If you are unable to find your specific bank or financial institution, please comment and we will help you with the best possible option of Home Loan for you.

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